Before securing financing for a property, it is important to be familiar with a few mortgage basics: The loan process, types of loan programs available, common mortgage terms, and factors affecting your loan, such as credit. This information applies to refinancing, as well.

This section contains Oregon Mortgage Education information that will help you Medford mortgage loans and Medford mortgage basics. However, you should still consult an experienced Loan Officer when you have questions or need advice or should you need someone to explain refinancing a mortgage.

This section provides simple, clear explanations that can aid in making your mortgage experience a smooth one.

The Lending Process

Credit Basics

Types of Loans

Common Terms